Whether you wish to become tax efficient, protect your assets, operate a family office, plan your estate or conduct business overseas, Hallmark Bank & Trust Ltd. is pleased to offer you unparalleled advice and experience in establishing structures to suit your particular circumstances. Furthermore, Hallmark Bank & Trust Ltd., in conjunction with expert legal, accounting, insurance, financial planning and brokerage correspondents, both locally and internationally is able to offer fully comprehensive international financial services including:

• Incorporation, organization and maintenance of all types of international companies.
  
• Creation and maintenance of a full range of international trusts, including asset protection, immigration and charitable trusts
  
• Confidential and discreet asset management
  
• TCI resident and international brokerage services
  
• Global MasterCard Credit Card accounts

We also offer the following Offshore Business Management services:

• Re-invoicing
  
• Reception and Secretarial
  
• Bookkeeping
  
• Customer database setup and maintenance
  
• Printing and reproduction
  
• Cash management
  
• 1-800 inbound telephone service arranged
  
• Senior management oversight
  
• Fireproof record depository and safekeeping on site
  
• Banking setup and servicing
  
• Collections
  
• Customer communication
  
• Order taking and order entry
  
• Registered international office
  
• Investment management
  
• Fax, telephone and e-mail communication (dedicated, if required, at extra cost)

When forming an International Business Corporation (IBC) or international trust, many people believe this should be in the same country in which they ultimately move or retire. This is a common misconception. Hallmark Bank & Trust Ltd. has access to global markets and thus while your international structure may be formed in the Turks & Caicos Islands, your assets may actually be located worldwide.

Hallmark Bank & Trust Ltd. can also extend the following services to our clients:

• Private Panama Foundations
  
• TCI Hybrid Companies
  
• Private Asset Management
  
• Full-service Brokerage
  
• International Mutual Funds
  
• Loans and Mortgages
• Full legal services available through Brian Trowbridge, Attorney at Law btrowbridge@hbtl.tc

Hallmark Bank & Trust Ltd. is thus in a position to handle all your business requirements in the international market whether it be in the TCI or in other jurisdictions. Contact us for further information on any of the above services.

Banking Services:

Credit Cards: Hallmark Bank & Trust Ltd. is a principal member of MasterCard® Worldwide.

Hallmark offers Standard and Gold Horizon MasterCard® credit cards at www.hallmarkhorizon.com

Our prepaid Compass® MasterCard® card program is an ideal card for international payroll, commission, benefits and bonus delivery. Cost effective and convenient, our international payment platform offers same day credit to cardholder's account, instant cardholder access to funds loaded onto his card and Internet access to account activity and balances.

Contact Mr. Brian Trowbridge for information: btrowbridge@hbtl.tc or (649) 946-5524.

All our MasterCard® cards are issued in United States dollars and are accepted at 30 million merchants and 1 million ATM machines world wide.

Mortgages: The real estate market in the Turks & Caicos Islands are very active. Hallmark Bank & Trust Ltd. offers competitive rates and quick approvals for mortgages on Island real estate.